Jelena Jurkovic – October 2, 2025 - 4:11pm

Working with Hemesh Kapadia at Ratehub.ca on my mortgage refinancing was an absolute delight. Aside from finding the best rate in the market, from start to finish, the entire process was amazingly smooth, quick, and completely stress free. Hemesh handled everything with such professionalism and ease that it felt like the refinancing took care of itself. He was incredibly knowledgeable, responsive, and proactive, making sure every detail was covered. What truly stood out was how seamless he made the experience. There were no hiccups, no confusion, and no delays. Just clear communication and fast results. If you are looking for someone who can make mortgage refinancing feel effortless but at the same time find you the best rate in the market, Hemesh at Ratehub.ca is your guy. I cannot recommend him highly enough!